Tax calculator · 2026/27

India
income tax calculator

New-regime individual income tax and capped employee provident fund estimate.

2026 calculator

Calculate take-home pay in India

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Enter one amount and compare up to four countries on the same basis.

Refine assumptionsFiling, employment, region & deductions
Exchange-rate assumptionsUSD value of one local-currency unit · editable

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Take-home Income tax Social contributions Regional tax
01 · At a glance

How employment income is taxed

India uses a progressive income-tax schedule for the standard resident scenario in this calculator. We first apply the modelled allowance of ₹75,000, calculate tax band by band, and then add common employee-side social contributions.

What this estimate includes

Resident employment income, the standard personal allowance, national income tax and common mandatory employee contributions. Optional regional tax is shown where the calculator offers a state or province control.

02 · Tax bands

2026/27 income tax brackets

Taxable sliceMarginal rate
₹0 – ₹4,00,0000%
₹4,00,001 – ₹8,00,0005%
₹8,00,001 – ₹12,00,00010%
₹12,00,001 – ₹16,00,00015%
₹16,00,001 – ₹20,00,00020%
₹20,00,001 – ₹24,00,00025%
₹24,00,001 – and above30%

Marginal rates apply only to income within each slice. The personal allowance and deductions are applied before this table.

03 · Examples

What typical salaries may keep

These examples use the default single employee assumptions and local currency. Open the calculator above to refine the scenario.

GrossTax + contributionsNetEffective
₹6,75,000₹21,600₹6,53,4003.2%
₹9,00,000₹21,600₹8,78,4002.4%
₹13,50,000₹92,850₹12,57,1506.9%
04 · Scope

Assumptions and exclusions

  • Rebate can eliminate tax at qualifying incomes and is approximated.
  • Surcharge, cess and old-regime deductions are excluded.
  • The calculation assumes a full-year resident employee with regular salary income and no unusual credits, benefits in kind or other income.
  • Exchange rates affect international comparison only; local tax is always calculated in INR.
05 · Sources

Where the model comes from

We prefer tax authorities and statutory material. Dates tell you when the model was reviewed, not when a linked page was first published.

Income Tax Department IndiaOfficial / primary reference ↗